Expert guidance for
total protection.
Informed ownership is the best defense. Explore our resources on asset management, insurance recovery, and digital stewardship.
I already have high-limit insurance; why do I need a platform to manage it?
Standard high-limit policies only protect you if your documentation matches your current reality. Sorted automatically cross-references your physical assets against your insurance policies. This proactively identifies "silent" gaps, ensuring your wealth is actually protected before a loss occurs, not discovered after.
Does building a "digital backup" of my estate require hours of manual data entry?
Not at all. Sorted is built to eliminate the chore of record-keeping. By leveraging advanced computer vision and real-time market data, the platform identifies, catalogs, and assigns estimate valuations to your property as you capture it. We transform what used to be a months-long inventory process into a seamless, automated experience.
How does Sorted actually help me if I need to file a major insurance claim?
Most claims are delayed or underpaid due to insufficient proof of value. Sorted provides an immutable, audit-ready report that serves as the definitive record of your estate. With our Valuation Engine, you can instantly generate the sophisticated documentation and modeling needed to enable immediate, accurate recovery from your carriers.
Why do I need a home inventory before a disaster?
Recalling every item lost in a disaster is nearly impossible from memory alone. A pre-existing digital inventory establishes an immutable 'Proof of Loss' baseline, which streamlines the claims process and ensures you receive fair replacement cost compensation. Without documentation, policyholders often leave 20-40% of their coverage on the table.
What is Replacement Cost Value (RCV) vs. Actual Cash Value (ACV)?
Actual Cash Value (ACV) covers an item's current depreciated value. Replacement Cost Value (RCV) covers the cost to buy a new equivalent item today. Most modern policies are RCV-based, but to claim the full amount, you must provide documentation that you owned the item. Sorted helps you capture that documentation before a loss occurs.
How does Sorted's 'Digital Backup' help with insurance claims?
By using computer vision and AI, Sorted creates a high-fidelity digital backup of your assets. This backup contains verified counts, condition reports, and valuation estimates. In the event of a claim, this structured data can be exported as a professional inventory report, significantly reducing the time to settlement and the likelihood of disputes with adjusters.
What should I include in my digital vault?
Priority should be given to medium and high-value items, but also to 'volume' categories like clothing and kitchenware. Your vault should contain photos of every room, detailed descriptions of items, policy documents, and appraisals for high-value items. Sorted automates this process.
Is my data shared with my insurance company?
No. Your Sorted vault is private by default. You have full control over what is shared and when. You can choose to provide your broker with high-level summaries to ensure you aren't underinsured, but detailed photos and item-level data are never shared by Sorted.
The Golden Rule of Claims
"The best time to document a claim is before it happens."
Professional adjusters recommend a full property walk-through at least once a year. Mobile video is effective for memory, but structured, itemized data (like that generated by Sorted) is what wins settlements.